Senior Product Manager, Fraud and Compliance en Remote-EMEA, España

This is an exciting time to join Remote and make a personal difference in the global employment space as a Senior Product Manager, Fraud and Compliance, joining the Fintech area

As Remote grows and handles larger transaction volumes across countries, so does our exposure to fraud, credit risk, and compliance risk. This role owns the systems and strategies that protect Remote and its customers - from onboarding verification and screening, to credit risk assessment and reserve management, to fraud detection and enforcement across the full customer lifecycle.

You'll drive the evolution of our risk and compliance capabilities from reactive, rule-based controls toward proactive, automated systems that identify risk signals early and scale without proportional increases in manual effort. This is a high-autonomy, high-stakes role. You'll report to the Director of Product and work closely with Risk, Compliance, Treasury, Legal, Collections, and Engineering.

• Own credit risk assessment and reserve management: Drive the strategy for how Remote evaluates, scores, and mitigates credit risk. Evolve the underlying models and tooling to be smarter, faster, and more automated over time.
• Fraud detection and prevention: Own fraud controls, freeze mechanisms, and dispute workflows. Build proactive strategies that detect and prevent fraud - not just react to it.
• Compliance automation: Own end-to-end onboarding compliance - KYB verification, AML screening, and background checks. Drive automation to reduce manual effort while maintaining regulatory defensibility.
• Build flexible, platform-oriented systems: Prefer solutions that operations teams can configure and extend without engineering involvement. Remove engineering as a bottleneck for responding to new risk and compliance patterns.
• Collections and enforcement: Partner with Collections and Treasury on risk reserves, payment blocks, and enforcement actions. Own the admin and customer-facing surfaces that support this.
• Ship iteratively at pace: Lead a product team delivering high throughput and high ROI. Advance key KPIs around automation rates, false-positive reduction, and risk accuracy.
• Stakeholder management across risk, ops, and finance. Translate complex risk trade-offs into clear product decisions. Align with Compliance Operations, Treasury, Legal, and senior leadership.

• Proficiency in Cursor and/or Claude Code is required. You must be able to autonomously build, debug, and ship functional code and prototypes - not just write specs.
• AI fluency. You have a point of view on how AI and automation can transform risk operations - from pattern detection to anomaly scoring to compliance workflows.
• Seasoned Product Manager, with a track record on platform, API, or products for operational teams.
• Platform mindset. You build systems others can extend. Scalability means growing the business without proportional increases in manual work or complexity.
• Strong UX sensibilities. Risk and compliance tooling doesn't have to be painful. You care about the admin experience as much as the customer-facing one.
• Outstanding communication and collaboration skills. You partner effectively with compliance, engineering, design, treasury, and legal - and you lead by example on async workflows.
• Data-driven decision-making. Comfortable querying data and working with visualisation tools, you let insights drive your prioritisation.
• Fast learner with a growth mindset. You're humble, eager to learn, and get up to speed quickly in new territory, then pass on what you pick up so the whole team levels up.
• Great judgment - making strategic (what to prioritize) and tactical (feature scope) decisions.
• Language: Business-level proficiency writing and speaking English.

• Domain advantage (nice to have): Experience with risk/compliance platforms and third-party screening or fraud detection tooling.

Remote's Total Rewards philosophy is to ensure fair, unbiased compensation and fair equity pay along with competitive benefits in all locations in which we operate. We do not agree to or encourage cheap-labor practices and therefore we ensure to pay above in-location rates. We hope to inspire other companies to support global talent-hiring and bring local wealth to developing countries.

At first glance our salary bands seem quite wide - here is some context. At Remote we have international operations and a globally distributed workforce. We use geo ranges to consider geographic pay differentials as part of our global compensation strategy to remain competitive in various markets while we hiring globally.

Our salary ranges are determined by role, level and location, and our job titles may span more than one career level. The actual base pay for the successful candidate in this role is dependent upon many factors such as location, transferable or job-related skills, work experience, relevant training, business needs, and market demands. The base salary range may be subject to change.

At Remote, we foster internal mobility as a key element of our culture of employee growth and development, supported by a compensation philosophy that guarantees pay equity and fairness. Therefore, all compensation changes associated with an internal move will be reviewed by the Total Rewards & People Enablement team on a case by case basis.

The annual salary range for this full-time position is

Our full benefits & perks are explained in our handbook at https://jobeax.com/link/Y0UmK9psDRzohxgY. As a global company, each country works differently, but some benefits/perks are for all Remoters:

• work from anywhere
• flexible paid time off
• flexible working hours (we are async)
• 16 weeks paid parental leave
• budget towards co-working spaces, learning and wellness (including gym memberships)
• mental health support services
• stock options
• home office budget & IT equipment

• You'll report to: Director of Product
• Location: For this position we welcome everyone to apply
• Start date: As soon as possible

We work async at Remote which means you can plan your schedule around your life (and not around meetings).https://jobeax.com/link/1OqxywpEQfcw6y6C.

You will be empowered to take ownership and be proactive. When in doubt you will default to action instead of waiting. Your life-work balance is important and you will be encouraged to put yourself and your family first, and fit work around your needs.

If that sounds like something you want,

Remote is solving modern organizations' biggest challenge - navigating global employment compliantly with ease. We make it possible for businesses of all sizes to recruit, pay, and manage international teams. With our core values at heart and future focused work culture, our team works tirelessly on ambitious problems, asynchronously, around the world. You can find Remoters working from 6 different continents (Antarctica left to go!) and all of our positions are fully remote.

With Innovation as one of the core values, we have built Automation and AI capabilities into the requirements for every role.

We encourage every member of the Remote team to bring their talents, experiences and culture to the table to help us build the best-in-class HR platform.

If you are energetic, curious, motivated and ambitious, be part of our world.

1. AI interview
2. Interview with recruiter
3. Interview with future manager
4. Live session
5. Team interview
6. Bar Raiser Interview
7. Prior employment verification check
8. Please fill out the form below and upload your CV with a PDF format.
9. We kindly ask you to submit your application and CV in English, as this is the standardised language we use here at Remote.
10. If you don't have an up to date CV but you are still interested in talking to us, please feel free to add a copy of your LinkedIn profile instead.

Not only do we encourage folks from all ethnic groups, genders, sexuality, age, abilities, disability status and any other under-represented group to apply, but we prioritize a sense of belonging. We have 4 ERGs (Women, Disability, Queer, Minorities in Tech) who meet regularly with the People team. During your interviews and beyond, we ask & encourage anybody who needs an accommodation to request one from their recruiter.

We will ask you to voluntarily tell us your pronouns at interview stage, and you will have the option to answer our anonymous demographic questionnaire when you apply below. As an equal employment opportunity employer it's important to us that our workforce reflects people of all backgrounds, identities, and experiences and this data will help us to stay accountable. We thank you for providing this data, if you chose to.

At Remote, we embrace AI as a valuable tool while prioritizing human creativity and authenticity. We look forward to meeting candidates who balance innovation with genuine expertise and experience. To learn more about Remote's AI guidelines check see here.

Please note we accept applications on an ongoing basis.